Videos
Three short explainer videos on the questions we are asked most often. They are general information rather than advice, so treat them as a starting point and talk to us about your own circumstances.
The benefit of independent advice
Independent means we can recommend from across the market rather than from one provider’s range. This video explains what that difference looks like in practice, why a restricted adviser may still be doing a competent job within their limits, and the questions worth asking before you take advice from anyone.
Pension freedom
Since 2015 you have been able to take a defined contribution pension more or less how you like from age 55, rising to 57 in April 2028. That flexibility is genuinely useful and it is also how people run out of money. This video covers the main options, the tax treatment of each, and the traps.
Equity release
Equity release lets you take money from your home without moving. It is a lifetime commitment, the interest compounds, and it reduces what you leave behind. This video sets out how a lifetime mortgage works and the questions to settle before going near one.