Unit Trusts and OEICs

Unit Trusts and OEICs

A Unit Trust is an investment fund created by pooling money from multiple investors. When you invest in a Unit Trust, your money is used to buy units in the fund. Each unit represents a portion of the overall fund. The money from all investors is managed by a professional fund manager who invests it in a diversified portfolio of assets such as stocks, bonds, or property. The value of your investment is determined by the performance of the underlying assets. Unit Trusts are open-ended, which means that new units can be created or canceled as investors buy or sell them.

OEICs, also known as investment funds, are similar to Unit Trusts in that they pool money from multiple investors to create a fund. However, unlike Unit Trusts, OEICs are structured as companies. When you invest in an OEIC, you buy shares in the company. The money is then managed by professional fund managers who invest it in various assets to grow the fund. The value of your investment in an OEIC is determined by the performance of the underlying assets. Like Unit Trusts, OEICs are also open-ended, allowing investors to buy or sell shares at any time.

What are the benefits of Unit Trusts and OEICs​


Investing in Unit Trusts and OEICs allows you to access a diversified portfolio of assets, spreading investment risk.

Professional Fund Management

Our experienced fund managers actively manage the funds, making investment decisions to optimize returns.


You can easily buy and sell units in Unit Trusts and OEICs, providing liquidity and flexibility to access your investments when needed.


We adhere to FCA requirements for transparency and disclosure, providing comprehensive information on fund objectives, risks, charges, and past performance.

What are the types of different types of Unit Trusts and OEICs?

Equity Funds

These funds primarily invest in shares of publicly traded companies, offering potential capital growth.

Bond Funds

Bond funds focus on fixed-income securities, providing regular income through interest payments.

Property Funds

Investing in property funds offers exposure to the real estate market, which can generate income and potential capital appreciation.

Balanced Funds

These funds combine different asset classes to achieve a balanced risk-return profile, suitable for investors seeking a diversified approach.

Specialised Funds

We offer specialised funds that focus on specific sectors, regions, or investment themes, catering to different investor preferences.

Factors to Consider When Investing in Unit Trusts and OEICs

Risk Profile

Assessing your risk tolerance is essential in choosing funds that align with your investment objectives and risk appetite.

Fund Performance

Consider historical performance, fund ratings, and benchmark comparisons to evaluate the fund’s track record.

Fund Charges

Understand the impact of management fees, ongoing charges, and other expenses on investment returns, ensuring full transparency.

Investment Horizon

Your investment time frame should be considered when selecting funds to align with your financial goals.

Contact our experienced team today to explore the investment options available and embark on your journey towards financial success.

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