LIFETIME MORTGAGES
At Heritage we offer a comprehensive range of mortgage solutions to help you achieve your property goals, whether you’re looking to buy your first home, expanding your property portfolio, or unlocking the value of your current home. Our mortgage product options are tailored to suit a variety of needs, from residential mortgages to buy-to-let, lifetime, and commercial property mortgages. Let us help guide you through every step of the mortgage process.
LIFETIME MORTGAGE
Unlock the value tied up in your home with a lifetime mortgage option. Whether you’re looking to fund your retirement, make home improvements, or support family members, a lifetime plan can help you to access tax-free cash from your property without having to move out.
- Flexible Pay-outs: Choose to receive a lump sum or regular payments.
- No Monthly Repayments: Repayment is only required when the property is sold, often upon moving into care or passing away.
- Maintain Ownership: Continue to live in your home for as long as you wish
A lifetime mortgage is a loan secured against your home. To understand the features and risks, ask for a personalised illustration. Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits. Your home or property may be repossessed if you do not keep up the repayments on your mortgage. The Financial Conduct Authority does not regulate some aspects of commercial and buy to let mortgages.
Get Started Today
No matter your property needs, we’re here to help you secure the most suitable mortgage arrangement. Our team of mortgage experts at Heritage will help to guide you through the options, helping to ensure you get the most suitable arrangement for your circumstances. Contact us today to learn more about how we can help you start your property journey.
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