Protection
Protecting Yourself and Your Family
It’s never nice to have to think about it but you could lose your job, fall ill or worse. Fortunately for most of us the chances of dying before we reach our retirement is low, making life assurance relatively inexpensive.
There is a much higher likelihood of you not being able to work for an extended period yet few of us protect ourselves or our family sufficiently against these events.
Some startling facts to consider –
- 5,800,000 in the UK of working age (16-65) have a long-standing illness, disability or impairment which causes substantial difficulty with day-to-day activities. That’s about 1 in 4 of the working population.
- Each year over 300,000 people become unable to work due to health-related reasons.
- On average we have enough savings for just 29 days if our household income suddenly stops.
- It could cost over £31,500 a year to pay someone to replace a Mum’s domestic work and nearly £24,000 for a Dad.
The cost of providing cover against the worst that life can throw at us is relatively inexpensive. We can advise on a range of policies to suit your specific circumstances.
Listed below are some common types of insurance policies and an explanation of what each is designed to cover:
Whole of Life
Whole of Life Assurance is a comprehensive investment tool that combines life insurance coverage with a long-term investment component.
Critical Illness
Critical illness protection, also known as critical illness insurance, is a type of insurance that provides financial coverage in the event of a specified critical illness diagnosis.
Life Insurance
Life insurance is an essential financial tool that provides protection and peace of mind for you and your loved ones. We understand the importance of safeguarding your family’s future, and life insurance plays a crucial role in achieving that.
General Insurance
General Insurance is a vital component of your financial plan, designed to protect you against unforeseen risks and unexpected events
As well as your loved ones, it’s important to take care of your possessions.
Listed below are some common types of insurance policies and an explanation of what each is designed to cover:
Whole of Life
Whole of Life Assurance is a comprehensive investment tool that combines life insurance coverage with a long-term investment component.
Critical Illness
Critical illness protection, also known as critical illness insurance, is a type of insurance that provides financial coverage in the event of a specified critical illness diagnosis.
Life Insurance
Life insurance is an essential financial tool that provides protection and peace of mind for you and your loved ones. We understand the importance of safeguarding your family’s future, and life insurance plays a crucial role in achieving that.
General Insurance
General Insurance is a vital component of your financial plan, designed to protect you against unforeseen risks and unexpected events
As well as your loved ones, it’s important to take care of your possessions.
Additional Services
Health Insurance
Health insurance is a type of insurance that provides financial coverage for medical expenses and healthcare services.
Health insurance allows you to bypass long waiting times commonly experienced within the NHS, ensuring prompt access to consultations, diagnostics, and treatments when you need them most.
Income Protection Insurance
By investing in Income Protection insurance, you are securing your financial future and ensuring that you and your loved ones can maintain your standard of living, regardless of unexpected circumstances. Don’t leave your income to chance—protect it with Income Protection insurance from us.
Accidental Illness Unemployment
Accidental Illness Unemployment (AIU) is a crucial financial protection solution designed to safeguard you and your loved ones during unexpected circumstances. In the event that you face an accidental illness that renders you unable to work, AIU provides essential financial support to help you maintain stability and cover your expenses.
Business Insurance
Protecting your business should be a top priority. Business insurance offers vital protection against potential risks that could disrupt your operations and finances. We emphasize the importance of business insurance for businesses of all sizes and industries in the UK.
By securing appropriate coverage, you can mitigate potential losses and ensure the continuity of your business.