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Risk warnings

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of investments and the income from them can fall as well as rise. You may get back less than you invested.

Tax treatment depends on your individual circumstances and may change in future.

The Financial Conduct Authority does not regulate most forms of buy to let mortgage, commercial lending, or estate planning.

Heritage Independent Financial Consultancy Ltd is authorised and regulated by the Financial Conduct Authority under number 624976 at register.fca.org.uk.

If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us in writing, by telephone or by email. Please be assured we treat complaints seriously. For your protection, if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (‘FOS’) at financial-ombudsman.org.uk.

The content of this website is for information purposes only and does not constitute financial advice or a recommendation of a suitable product or service. You should seek advice before embarking on any course of action.

Registered Office: 1 Scott House, Cook Way, Bindon Road, Taunton, Somerset TA2 6BG. Registered in England and Wales No 09191775.

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