Heritage Independent Financial Consultancy

At Heritage we offer a comprehensive range of mortgage solutions to help you achieve your property goals, whether you’re thinking of buying your first home, expanding your property portfolio, or unlocking the value of your current home. Our mortgage products are tailored to suit a variety of needs, from residential mortgages to buy-to-let, equity release, and commercial property finance. Let us help you through every step of the mortgage process.

SHARED OWNERSHIP MORTGAGES

For those who may not be able to afford the full cost of a property, shared ownership mortgages help by allowing you to buy a share of your home and pay rent on the remaining share. Over time, you can increase your share of ownership and eventually own the property outright. This is an often an option for first-time buyers or those looking to step onto the property ladder with a smaller deposit.

  • Lower Deposit Requirements: Pay a smaller deposit on a percentage of the property.
 
  • Rent and Buy: Combine a mortgage and rent to make homeownership more affordable.
 
  • Step Up Ownership: Buy more shares as your circumstances change, ultimately owning 100% of the property.
 

Get Started Today

No matter your property needs, we’re here to help you secure the right mortgage solution. Our team of mortgage experts at Heritage will help guide you through the options, ensuring you get the most suitable arrangement for your circumstances. Contact us today to learn more about our mortgage products and start your property journey.

CLIENT FOCUSED | INDEPENDENT | INNOVATIVE | INSIGHTFUL

Your home may be repossessed if you do not keep up repayments on your mortgage loan or other debts secured upon it.
The Financial Conduct Authority does not regulate some forms of mortgages.

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